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Currency conversion fees?

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UK account:

  • If I have CFD shares/stock with Apple USD,ย and they pay me a dividend how will this be paid to me? Will I lose money because of IG's currency conversion charge of 0.5% and minimum fee?
  • Buying and selling US shares monthly =ย multiple currency conversion charges. Can I not convert my GBP to USD once and just use this fund to play with?

Thanks for any help.

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