I'm the same as you @johnnyfartpants, now the interest rates have increased the lack of interest on deposits or access to individual gilts/money markets has had me looking at HL.
I'm still with IG at the moment and the most suitable ETF's I found were ERNS (1/2 year dividends) & QUID (monthly dividends). While the spreads are tight it is still galling to pay trading fees and nearly a weeks interest on buying and selling an ETF when I really only want interest on cash.