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Exchange rate when deposit fund

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Can anyone please tell me is there any hidden cost or charges when deposit fund with debit card? Recent exchange rate of USD\MYR is  around 4.12. However, I need to use RM8900 in order to exchange 2000USD. The rate is almost 4.55. I already almost 10% when deposit.

Edited by loke1996

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exchange rate for withdrawal of funds for USDSGD is about 70pips which is excessively high.  I am looking at other platform to trade shortly - if u know of better platform, pls let me know.  Thks

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I find that their overnight swap rate also becoming very uncompetitive.

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