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WTI USA Crude Oil Overnight Charges

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As I Bought the Crude Oil contract for £1 and IG charges the £26.50 for two days charges can you tell me where it is written that you charging method.

Charging method is Admin + libor 

But chnaged in night charged the £13.25 per day overnibght charges. 

Can you guide me Can we Complain to FCA over  overcharges  


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