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I've been using the smart portfolios for GIA and some ISA for over two years and have to say that compared to my funds held with HL and other using a wealth manager they have faired better before and post corona. I am thinking of moving money away from the Wealth Manager as roughly charges of 2% really don't seem worth it. They are very disparaging about smart portfolios! Any advice about the IG SIPP would be greatly appreciated.

Many thanks

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Hello, I am pretty much on the same boat . 

I am only using the smart Portfolio, but thinking about making slightly more active by changing Risk Profile every once in a while (at most 3-4 times a year).  Obviously, there will be some transaction costs and I am OK with that.

I was wondering if, there is any limitation how often and how many times a year you can adjust the portfolio between the 5 predefined risk levels?

Any answers would be much appreciated. Thanks!

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