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New ISA Year


Cosmic

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On 06/04/2021 at 16:31, StephenOR said:

I am wondering when I can deposit money for 2021 ISA. It does not seem to be possible with my 2021/21 ISA. Sorry for the lack of knowledge but I thought it was relevant to this question

Once the date turns to 6th April 2021 any money deposited into your ISA will be for your 2021/2022 allowance. They're all kept in the same account but we're aware of how much you've put in for each financial year. 

I hope this helps. 

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So basically even though you opened the account in the 2020-2021 financial year you can use the same account, the only thing that changes is that the allowance resets on the 6th of April 2021.

Whatever you carried (let's say you deposited 5000 on 5th of April) it'll be carried automatically for the tax year 2021-2022 but it won't affect the allowance for 2021-2022? (e.g. allowance for 2021-2022 will remain 20000 but in addition to that you'll  already have 5000 in your account from the previous deposit made in the 2020-2021 tax year)

Am I right?

Thank you,
/S

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Can someone confirm this for me...

I opened a 2020/21 Stocks and Shares ISA but didn’t get round to depositing anything in it - is that £20k allowance for 20/21 now gone? 

if I add £20k now for 21/22 will this be my full limit or can I also add the £20k from 20/21 totalling £40k? 

thanks

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29 minutes ago, Ukeno said:

Can someone confirm this for me...

I opened a 2020/21 Stocks and Shares ISA but didn’t get round to depositing anything in it - is that £20k allowance for 20/21 now gone? 

if I add £20k now for 21/22 will this be my full limit or can I also add the £20k from 20/21 totalling £40k? 

thanks

2020/21 allowance is now gone. all you can deposit this year is just 20000 max. (e.g. you can deposit from your card into that account only 20000 max. also this is considering you don't have any other types of isa accounts which can eat into your allowance)

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