Suggestions for improvements
Joined 17/05/23 10:51
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By deepandcomplex · PostedHi all. I have a chunk of cash sitting around and don't really want to allocate it to equities or anything too risky so I was hoping to pick up some regular coupons from something like non-junk bond. I've tried to find bonds on my ISA or Share Dealing account but they don't really seem to exist. I can't find bonds nor ETFs of bonds... Also can someone help me to understand - like I don't want to bet on the value of bonds or rates going up. I only care about dumping cash in bonds and receiving regular coupons. I understand that the prices of bonds go up and down and therefore you may make a gain/loss on your principal if you sell before maturity, but I kinda want a low-risk bond and want to hold it to maturity. Or at least something that has that kind of risk-reward profile.
There are numerous, and quite regular requests from users of IG services for improvements / feature inclusions etc...and rightly so. After all it's the customer who should know what the want best of all, but I wonder how many actually get appraised?
I have been a client of IG since 2003 and have made many suggestions over the years. How many do I think have been implemented? Maybe one.
Now I appreciate that a business is not going to change something when only one individual wants that, but there are many responses from the IG admin team stating they will forward suggestions. Do they? I've never received any feedback on anything I've proposed, although I think all of the things I've suggested are realistic and not difficult to do.
I think it would be really useful if there could be a suggestion database of some sort, which could be populated by a proposer, and then voted on by other users of the site. If enough votes are cast, then IG could have a serious look at it, perhaps consulting with the proposer on how they want it to look. The spreadsheet could then be updated with IG's comments ie whether and when it will be implemented, or if not a short reason why it can't.
What do you think?
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