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Hi @Kracken, The above window will show up once you click on Add an account as below : If you don't have these options it is likely that you are using a demo account. On the demo account you will only have access to CFD and Spread betting account on the IG platform not MT4. - Arvin

The Unilever share price is volatile. And at 3,654p, worth exactly what it was five years ago. Increasing its £50 billion bid for GSK’s healthcare arm could see the FTSE 100 stalwart sink or soar. Source: Bloomberg Shares Unilever GlaxoSmithKline Health care Price Investor The Unilever (LON: ULVR) share price is down 7% today to 3,654p, as investors process its multiple failed bids to acquire the healthcare arm of rival GlaxoSmithKline (GSK). And this fall is just the latest in a series of disappointments for long-term investors. Unilever shares are volatile, peaking at 5,190p in September 2019 and crashing to 3,733p by February 2021. With many peaks and troughs in-between, there have been plenty of opportunities for day traders to profit. But right now, Unilever shares are worth the same as in February 2017, nearly five years ago. Unilever share price: GSK healthcare offer On Saturday, GSK announced it had received three proposals from Unilever to acquire its healthcare arm, a joint venture with 32% owner Pfizer. In its most recent offer, Unilever offered £50 billion, split between £41.7 billion in cash and £8.3 billion in shares. It believes the takeover ‘would be a strong strategic fit as Unilever continues to reshape its portfolio.’ And encouragingly, the healthcare arm’s Chair, Dave Lewis, was appointed to run the business on 20 December, the same day as Unilever’s most recent bid. Moreover, Lewis previously worked in a senior role at Unilever and has worked with Unilever’s CEO Alan Jope in the past. However, GSK has rejected all three proposals, declaring the latest offer ‘fundamentally undervalued the consumer healthcare business and its future prospects.’ It further believes the arm is ‘a leading global consumer healthcare business (and an) exceptional portfolio of world-class, category leading brands.’ Moreover, it expects ‘sustainably deliver annual organic sales growth in the range of 4-6% (CER) over the medium term,’ to grow its £9.6 billion annual revenue. GSK plans to demerge the consumer healthcare business by mid-2022 — it’s not ideologically opposed to selling the business. And by releasing this news ahead of its Capital Markets Day next month, it may be giving Unilever investors time to come up with additional funds, and even attempting to start up a bidding war. Source: Bloomberg The true value of healthcare Both Barclays and Goldman Sachs have valued GSK’s healthcare arm at Unilever’s bid price of around £50 billion. However, GSK CEO Emma Walmsley believes that its future value could be much higher, due to potential cost savings and higher sales growth. Moreover, the repeated bids may have emboldened Walmsley to ask for more. 30% premiums are not uncommon. Major GSK shareholder Elliott has already repeatedly argued for a sale of its healthcare arm. And fellow stakeholder Bluebell Capital Partners agrees, arguing that Unilever’s bid is ‘proof that such a high-quality business has the potential to attract interest by strategic and financial buyers.’ With Unilever’s bid now public, Jefferies analyst Martin Deboo believes competitors like Procter and Gamble, Reckitt Benckiser, and Nestle may offer their own bids. This would push the price beyond Unilever’s reach, as increasing its bid to £55 million would indebt Unilever by a ‘prohibitive amount.’ The company would have to raise £14 billion from investors or sell assets to avoid becoming overly exposed. But fellow Jefferies analyst Peter Welford believes ‘there will be standalone costs that depress returns, but also greater freedom to allocate capital which could boost future growth prospects.’ And he’s not wrong. The combined group would control the lion’s share of consumer healthcare in the UK. On the other hand, RBC Capital Markets analyst James Edwardes Jones argues ‘we can't imagine many things that would unnerve us more about Unilever than acquiring GSK consumer health.’ He further declared that Unilever would be left ‘heavily indebted,’ and ‘even seriously contemplating such a bid raises questions in our mind about management's confidence in the current business.’ His lack of confidence in management echoes top-10 shareholder Terry Smith, founder of £29 billion Fundsmith, who believes management has ‘clearly lost the plot.’ But GSK’s current market cap is £85 billion. If its consumer healthcare business is worth more than £50 billion, that means its pharmaceuticals division is worth less than £35 billion. But in Q3 results, its pharmaceutical business generated £4.4 billion in revenue, while consumer healthcare made only £2.5 billion. And its pharmaceuticals arm consistently outperforms its consumer healthcare business. This means one of two things. Either the entire company is grossly undervalued, and an increased bid is justified. Or Unilever is offering far too much already. Either way, more volatility seems inevitable. Go short and long with spread bets, CFDs and share dealing on 16,000+ shares with the UK’s No.1 platform.* Learn more about trading shares with us, or open an account to get started today. * Best trading platform as awarded at the ADVFN International Financial Awards 2021 Charles Archer | Financial Writer, London 18 January 2022

AUSTRALIAN DOLLAR, AUD/USD, CHINA GDP, DATA, PBOC, COMMODITIES - TALKING POINTS China’s 4th quarter GDP was solid but still its lowest since 2Q 2020 Covid-19 zero case policy is taking its toll, PBOC might have to act If the PBOC does add stimulus, Will AUD/USD benefit? Chinese GDP printed at 4.0% year-on-year for the fourth quarter against expectations of 3.3% and 4.9% previously. Other Chinese data was released at the same time, with industrial production for the year to the end of December coming in at 4.3% instead of 3.7% anticipated and 3.8% prior. Retail sales numbers for the same period were 1.7% below the 3.8% forecast and 3.9% previously. This comes on the heels of a much better trade balance report seen last week. The data showed imports were down, but exports were surging through December to record a better than expected trade surplus of USD 94.46 billion instead of USD 73.95 anticipated. Today’s growth figures would come as a welcome relief to the Peoples Bank of China (PBOC), as they had been under pressure to ease monetary policy. This could give them some breathing space, though some smouldering growth impediments are lingering. The impact of the Omicron variant of Covid-19 on economic activity is exasperated by China’s “zero-case” policy. Additionally, the Chinese property sector is facing a credit crunch after a record number of defaults in the industry last year. While the reserve requirement ratio (RRR) for banks was cut in December, freeing up more cash in the financial system, it appears more easing might be required. Even with a better-than-expected GDP number, the result is low by comparison to where potential Chinese growth is perceived to lie. Despite this, commodity prices have been recovering of late. Iron ore and energy commodities in particular have been robust, and this may help the Australian Dollar in the near term. Should the focus of the Chinese Communist Party (CCP) move further away from regulatory crack downs and more toward pro-growth policies, commodity markets would likely be beneficiaries of such a move. In that environment, the high beta currency pair of AUD/JPY could be the focus if there are more upside surprises for growth. AUD/USD, IRON ORE (SGX) AND CRUDE OIL (WTI) CHART Chart created in TradingView DailyFX provides forex news and technical analysis on the trends that influence the global currency markets. DISCLOSURES Daniel McCarthy, Strategist, DailyFX 17 January 2022

The ASOS share price is down more than 50% over the past year. But a cocktail of robust results, board changes, brand acquisitions and a plan to join the FTSE 250 is increasing the odds of recovery. Source: Bloomberg Indices Shares ASOS Price Boohoo.com Share price The ASOS (LON: ASC) share price is not an investment for the faint-hearted. Peaking at 7,630p in March 2018, it collapsed 86% to 1,060p by April 2020 at the tail end of the covid-19 pandemic-induced market crash. After recovering to 5918p in March last year, it’s since fallen back to 2,462p. ASOS shares were changing hands for this same price a decade ago. But they're up a staggering 10,358% since the company's Initial Public Offering in 2001, even after falling more than 50% over the past twelve months. And after strong P1 results, a price revival may soon be on the cards. ASOS share price: P1 results Revenue grew 5% year-over-year to £1.39 billion, despite ‘continued industry-wide supply chain constraints and increased uncertainty following discovery of the Omicron variant.’ Encouragingly, guidance for the year remains unchanged, with predicted revenue growth of 10-15% and adjusted profit before tax of between £110 million and £140 million. Meanwhile, it added 300,000 customers to its base, bringing the total to 26.7 million. While this represents slower customer growth, P1 last year saw ‘a period of exceptional customer acquisition’ as the pandemic saw its physical competitors shuttered by law. And its returns rate is now ‘normalised in line with expectations.’ However, there is some bad news. Gross margin fell by 400bps to 43%, due to ‘heightened clearance activity to shift slow-moving '21 spring/summer stock, elevated freight costs, and use of air freight.’ And this was despite ‘low to mid-single digit price increases have been taken to mitigate cost inflation.’ Lower profit margins even after hiking prices is not a good sign, especially for a company famous for its value. And while the UK delivered 13% growth, ‘ahead of expectations,’ operations abroad were mixed. The company only grew 2% in the EU as the continent was ‘significantly impacted by the fourth COVID wave.’ However, ASOS saw 11% growth in the US ‘despite significant port congestion and supply chain disruption.’ While CFO Matt Dunn recently set out plans to double sales across the US and Europe, explosive growth abroad is likely to remain elusive as long as supply chain issues persist. Source: Bloomberg ASOS shares: back in fashion? In addition to positive results, Dunn confirmed that plans to delist from the AIM market and ‘move to the Main Market of the London Stock Exchange to trade as a FTSE 250 company by the end of February. Together, the news sent the ASOS share price up over 11%. If it returns to its prior valuation, ASOS could find itself inside the FTSE 100 before long. The move will cost between £10 million and £13 million and be treated as a non-recurring adjusted item. But it could well be worth the money. As a FTSE 250 constituent, ASOS shares will inevitably be bought in bulk by both institutional and retail investors looking for passive returns inside index trackers and Exchange Traded Funds. And it may see some of ASOS’s unpredictable volatility settle down. In addition, there have been significant changes in the boardroom. CEO Nick Beighton left in October. Chairman Adam Crozier was poached by BT. But it’s added multiple new board members, including a former Zalando board member, Jorgen Lindemann. And while ASOS claims that ‘we don’t do fashion like anyone else does fashion,’ its archenemy Boohoo would beg to differ. ASOS and Boohoo fought over the bones of Philip Green’s crumbling Arcadia empire early last year, with Boohoo snapping up Dorothy Perkins, Wallis and Burton. But by leaving the smaller operator behind on AIM, retail analyst Nick Bubb thinks ASOS has ‘set the cat amongst the pigeons at Boohoo HQ.’ While the chances of a Boohoo recovery in 2022 seemed evenly weighted, this latest move might see the scales tipped in ASOS’s favour. And ASOS won the battle for the Topshop and Miss Selfridge brands, spending £330 million for the pair in February last year. While some analysts thought they had overpaid for two failed brand names, the company reported ‘strong growth of more than 200% year-over-year.’ The ASOS share price could be back in fashion before long. But as its customers know, fashion is a fickle mistress. Go short and long with spread bets, CFDs and share dealing on 16,000+ shares with the UK’s No.1 platform.* Learn more about trading shares with us, or open an account to get started today. * Best trading platform as awarded at the ADVFN International Financial Awards 2021 Charles Archer | Financial Writer, London 15 January 2022

Hi @Wrf, We apologies for missing your post. If you need a rapid response you can contact helpdesk.uk@ig com or use the live chat feature on our website, or alternatively call 0800 195 3100. All the best - Arvin

Hi @Andos85, Could you please reach out to the helpdesk through helpdesk.au@ig.com or the live chat feature on our website? If you have the previous Account ID or email address that the account was linked to. Our team will be able to investigate and advised why you can't deposit via PayPal. All the best - Arvin

Hi @Ukosawa, Thank you for your message. Could you please send screenshots of the charts to helpdesk.uk@ig.com, our team will be able to investigate and correct the chart if needed. Thank you - Arvin

Hi @harpalss, I will pass on your feedback. We are aware that it is a feature that clients are asking for. Thank you - Arvin

Hi @harpalss, Thank you for your message, I will pass on your feedback. We are aware that it is a feature that clients are asking for. We worked other features that has been added and are working on continuously improve our platform. Thank you - Arvin

Hi @Naili, If you need to reset your IG MT4 password please call +61 3 98601734 or email helpdesk.en@ig.com or use our live chat feature. You will need to send over your IG account ID, MT4 ID, date of birth, address and full name for your password to be rest. All the best - Arvin

Hi @Kracken, On My IG at the top of the dash board you will find " Add Account": You will find different types of account you can open. You can also use you normal CFD and Spread Betting accounts with ProRealTIme. All the best - Arvin

Please see the expected dividend adjustment figures for a number of our major indices for the week commencing 17th January 2022. These are projected dividends and likely to change. IG cannot be held responsible for any changes made. Dividends highlighted in red include a special dividend, therefore some or all of the amount will not be adjusted. Amount in brackets is the expected adjustment after special dividends excluded (where shown on major indices). Dividend adjustments due to be posted on a bank holiday will usually be posted on the previous working day. If you have any queries or questions on this please let us know in the comments section below. For further information regarding dividend adjustments, and how they affect your positions, please take a look at the video. NB: All dividend adjustments are forecasts and therefore speculative. A dividend adjustment is a cash neutral adjustment on your account. Special Dividends: Index Bloomberg Code Effective Date Summary Dividend Amount RTY RVI US 19/01/2022 Special Div 3.27 How do dividend adjustments work? This information has been prepared by IG, a trading name of IG Markets Limited. In addition to the disclaimer below, the material on this page does not contain a record of our trading prices, or an offer of, or solicitation for, a transaction in any financial instrument. IG accepts no responsibility for any use that may be made of these comments and for any consequences that result. No representation or warranty is given as to the accuracy or completeness of this information. Consequently any person acting on it does so entirely at their own risk. Any research provided does not have regard to the specific investment objectives, financial situation and needs of any specific person who may receive it. It has not been prepared in accordance with legal requirements designed to promote the independence of investment research and as such is considered to be a marketing communication. Although we are not specifically constrained from dealing ahead of our recommendations we do not seek to take advantage of them before they are provided to our clients. See full non-independent research disclaimer and quarterly summary.

S&P 500, NIKKEI 225, ASX 200 INDEX OUTLOOK: Dow Jones, S&P 500 and Nasdaq 100 indexes closed -0.49%, -1.42% and -2.51% respectively Several Fed officials highlighted the need for three or four rate hikes this year to tackle inflation Asia-Pacific markets are positioned to open lower following a negative lead from Wall Street Fed Comments, US Jobless Claims, Tech Pullback, Bank Earnings, Asia-Pacific at Open: Wall Street equities pulled back Thursday as investors mulled hawkish comments by several Fed officials with regards to interest rate hikes and balance sheet normalization. The rate-sensitive technology sector led the decline, with the Nasdaq 100 index falling to its lowest level since October. Several Fed members supported the idea of a March hike and believe that three or more rate increases are appropriate to contain rising price levels this year. Fed Bank of Philadelphia President Patrick Harker said that the central bank should consider balance sheet normalization after interest rates are sufficiently above zero. This came against the backdrop of a tightening labor market and four-decade high inflation reading in December. Defensive-oriented sectors such as utilities, consumer staples and real estate outperformed cyclical ones overnight. Tesla (-6.75%), NVIDIA (-5.09%) and Microsoft (-4.12%) were among the worst performing large-cap companies in the S&P 500 index on Thursday. The financial sector exhibited resilience against the selloff, as banks may be benefiting from higher interest rates due to wider net interest margin. This put today’s bank earnings release in the spotlight, with JPMorgan, Wells Fargo and Citigroup due to report their Q4 results. Investors will look for their forward guidance and projections of the impact of interest rate hikes on profits. S&P 500 Top 10 Stock Performance 13-01-2022 Source: Bloomberg, DailyFX Meanwhile, weekly initial US jobless claims data came in at 230k, compared to a 200k estimate. The unemployment claims have been creeping higher last week, but the overall level is still substantially lower than the pandemic-era averages. This underscores a strong labor market condition that may warrant a steady increase in the Fed’s target fund rates. US Weekly Jobless Claims Source: Bloomberg, DailyFX Asia-Pacific markets look set to open lower on Friday following a sour lead from Wall Street. Futures in Japan, mainland China, Australia, Hong Kong, South Korea, Singapore, India are in the red, whereas those in Taiwan, Malaysia, Thailand are in the green. Chinese tech stocks listed in the US tumbled overnight, including Tencent (-4.8%), Alibaba (-4.4%) and JD.COM (-6.49%). Looking back to Thursday’s close, 8 out of 11 S&P 500 sectors ended lower, with 56.2% of the index’s constituents closing in the red. Information technology (-2.65%), consumer discretionary (-2.08%) and healthcare (-1.63%) were among the worst performers, whereas defensive-linked utilities (+0.45%), consumer staples (+0.22%) registered small gains. S&P 500 Sector Performance 13-01-2022 Source: Bloomberg, DailyFX S&P 500 Index Technical Analysis The S&P 500 index pull backed from all-time highs, which may be another healthy correction alongside its upward trajectory. The overall bullish trend remains intact, as suggested by an “Ascending Channel” formation. The next resistance level can be found at 4,900 – the 261.8% Fibonacci extension. The MACD indicator formed a lower high however, suggesting that near-term momentum may be weakening. S&P 500 Index – Daily Chart Chart created with TradingView Nikkei 225 Technical Analysis: The Nikkei 225 index is hovering within a “Symmetrical Triangle” pattern over the past few month, waiting for fresh catalysts for a decisive breakout. The September high of 30,700 serves as a key resistance level, whereas the lower trendline may provide some near-term support. The MACD indicator is about to form a bearish crossover beneath the neutral midpoint, suggesting that near-term momentum remains weak. Nikkei 225 Index – Daily Chart Chart created with TradingView ASX 200 Index Technical Analysis: The ASX 200 index pulled back to a range-bound zone between 7,200 to 7,500 after a ‘false breakout’ last week. The floor and ceiling of the range may be viewed as immediate support and resistance levels respectively. A meaningful breach above 7,500 may intensify buying pressure and expose the next resistance level of 7,760. ASX 200 Index – Daily Chart Chart created with TradingView DailyFX provides forex news and technical analysis on the trends that influence the global currency markets. DISCLOSURES Margaret Yang, Strategist, DailyFX 14 January 2022

CHINESE YUAN, USD/CNH, CHINA DECEMBER TRADE BALANCE, BOK - TALKING POINTS The PBOC’s next move to ease policy may come as soon as this week China’s December trade balance in focus, $73.95 billion surplus expected USD/CNH losses hold steady going into the weekend after broad USD weakness The Chinese Yuan is trading near its January low versus the US Dollar as China’s December trade data readies to cross the wires in today’s Asia-Pacific session. Analysts see China’s trade balance rising to $73.95 billion from November’s $71.72 billion, according to a Bloomberg survey. However, export growth is seen slowing to 20% from 22% on a year-over-year basis. China may move to ease policy through a reduction in the medium-term lending rate, which currently stands at 2.95%. The People’s Bank of China (PBOC) last cut this key rate back in April 2020. However, policymakers have already taken other actions to help bolster economic activity following last year’s property market slowdown triggered by the Evergrande crisis. Meanwhile, Tokyo raised its Covid alert status amid increasing hospitalization and daily case rates, which rose above the 3,000 a day mark – that is the highest since September. China’s zero-Covid strategy is also being put to the test again, with over 20 million people under some form of government-imposed restrictions. Today, the Bank of Korea (BOK) will conclude its December policy meeting. The central bank is expected to hike its benchmark rate by 25 basis points from 1.0% to 1.25%. The Korean Won is trading near the strongest levels of the year versus the Greenback. Asian equity markets may open lower today following a weak overnight Wall Street session. The Nasdaq 100 Index (NDX) fell over 2% in New York. USD/CNH TECHNICAL FORECAST USD/CNH is down around 0.30% this week on a broadly weak US Dollar. Prices are eyeing the May swing low at 6.3526, a likely zone of support that has underpinned the pair in recent weeks. A clean break below that level would open a route to test the 2021 low at 6.3306. Alternatively, a rebound faces potential resistance from the falling 50-, 100- and 200-day Simple moving Averages (SMAs). USD/CNH DAILY CHART Chart created with TradingView To contact Thomas, use the comments section below or @FxWestwater on Twitter DailyFX provides forex news and technical analysis on the trends that influence the global currency markets. DISCLOSURES Thomas Westwater, Analyst, DailyFX 14 January 2022

CEO Alison Brittain strikes a positive tone as the FTSE 100 hotelier and restauranteur plans its recovery. But Whitbread shares remain 34% below their pre-pandemic point. And an inflationary spiral is not off the table yet. Source: Bloomberg Indices Shares Whitbread Inflation Premier Inn Hotel The Whitbread (LON: WTB) share price is volatile. Between 21 February and 25 September 2020, the FTSE 100 stock fell 57% to 2,062p, as lockdowns took their toll on the hospitality operator. It had recovered to 3,595p in March 2021, before falling to 2,837p on 19 July, ‘Freedom Day.’ It then rose to 3,426p in the run up to Bonfire Night on 5 November, as investors and customers alike started to believe that the worst of the covid-19 pandemic had been spent. But as Omicron broke out and the disease lingered on, Whitbread shares fell to a low of 2,713p by mid-December. However, as hospital admissions fall, they have recovered to 3,135p as investors glimpse a future where coronavirus is placed firmly in the rear window. Whitbread share price: Q3 FY22 results Unfortunately for the FTSE 100 operator, yesterday’s trading update saw shares dip 3.7% to 3,135p, as it compared this quarter’s growth with the same period two years ago, due to the pandemic creating an inaccurate comparable. However, CEO Alison Brittain believes ‘Q3 represented another strong performance in the UK… we will grow through the competitive advantages of having by far the largest network of hotels and operating the number one hotel brand.’ The Premier Inn owner reported ‘continued market outperformance in the UK’ with Premier Inn accommodation sales up 10.6% driven by ‘strong leisure demand and recovering business demand.’ And encouragingly, the company expects hotel like-for-like Revenue Per Available Room (RevPAR) run rates to recover to pre-pandemic levels this year. Moreover, it’s operating on a positive cashflow basis, with net cash of £120.5 million. And its 32 open German hotels were at 59.9% occupancy, up from 47.5% in the previous quarter. However, the group cited ‘government lockdown restrictions’ in the latter six weeks of the period driving occupancy levels down to 36%. And while the company expects restrictions to last throughout the winter, it still expects ‘significant long-term value creation opportunity for Premier Inn in Germany,’ as 43 more hotels remain in the pipeline. But as total UK sales rose 3.1%, food and beverage sales fell 11.1% as renewed uncertainty deterred customers from its Beefeater and Brewer’s Fayre offerings. Source: Bloomberg Where optimism meets inflation Whitbread is planning for a widespread post-pandemic recovery. It’s not alone in this regard— after excellent results this week, Sainsbury's, Tesco and Marks & Spencer's are all bullish for the future. But these optimistic outlooks may yet collide with inflationary mathematical reality. Whitbread expects a sector inflation rate in FY23 ‘above average historic levels’ at around 7-8%, impacting £1.4 billion of its cost base. But it admits that ‘visibility remains limited,’ and that ‘this level of inflation may well change.’ And while it expects to be able to ‘largely offset’ inflationary pressures through cost efficiencies, estate growth and raising room rates, inflation may soon spiral further than it estimates. The UK is experiencing a significant cost-of-living crisis. Gas bills are expected to rise to £2,000 a year, with British Gas CEO Chris O’Shea believing that ‘high gas prices will be here for the next 18 months to two years.’ With taxes rising amid 5% inflation, Whitbread’s customers may be unable to utilise its hotel rooms and restaurant tables, especially if it plans to increase prices. Moreover, Brittain acknowledged that inflation is hitting the company on multiple fronts, accepting that labour costs are ‘quite a large part of inflation for us, so are energy bills which are highly inflationary…construction costs are higher.’ In the face of a hospitality staffing crisis, it’s already awarded a 5% pay rise to most employees. But so has its competitors; sandwich chain Pret a Manger has raised pay twice in just four months. And the pandemic is not over. 10% of Whitbread’s 30,000-strong workforce are off work due to Omicron. While the company’s policy to pay 80% of salary through isolation periods is laudable, it’s also expensive. Companies from Ikea to Next have updated their policies to reflect the difficult situation. Whitbread knows the uncertainty may not resolve in its favour. Citing ‘market-wide supply chain challenges, and potentially softer trading in January and February,’ it has delayed £20 million of refurbishments. And while food retailers also suffer from inflationary spikes, everybody needs something to eat. But hotels and restaurants are two areas where discretionary spending can be cut back. Of course, if inflation softens and the recovery continues, the Whitbread share price may yet return to its pre-pandemic high. Go short and long with spread bets, CFDs and share dealing on 16,000+ shares with the UK’s No.1 platform.* Learn more about trading shares with us, or open an account to get started today. * Best trading platform as awarded at the ADVFN International Financial Awards 2021 Charles Archer | Financial Writer, London 14 January 2022

Hi @Jgreen55, It seems that ARKK US is not allowed on ISA accounts. All the best - Arvin

Hi @CKCathnott, Thank you for your message. Effectively you will need to reapply with our international office. Each of our offices are regulated by local regulators. Therefore, you will need to sign a new user agreement relevant to your new region legislation. You can refer to this page for furhter information https://www.ig.com/en/welcome-page, you will only have access to CFD with an international account as opposed to a German account. I hope that it helps! All the best - Arvin

Hi @daisy105, You can find the rate on My IG > Live accounts > Currency conversion: You can refresh the rate and there is a foreign exchange fee of 0.5% All the best - Arvin

Hi @nwo696969, In Full scree it seems that the search bar is a bit smaller. You can also hide the menu on the right hand side which increase the size of the chart. I hope that it helps All the best - Arvin

Hi @ajktrading, You can use a card that is link to a joint account. We will ask you to submit a Bank statement showing that the card is link to an account under your name. If your full name and address is reflecting on the bank statement then it is fine. There is no fees to use cards on our end, in some cases it it is possible that your bank charge a fee for the transaction. I posted an article on Deposits and Withdrawal that might help : All the best - Arvin

S&P 500 OUTLOOK: U.S. CPI rises at the fastest face since 1982 and hits 7% y/y in December, but fails to spark a negative reaction in risk assets Mounting inflationary pressures, however, can pave the way for aggressive monetary tightening, setting the stage for S&P 500 weakness in the short-term Market attention will now turn to the official start of the earnings season, with big banks due to kick-off the cycle on Friday Most read: Everything You Need to Know About Types of Stocks U.S. stocks advanced on Wednesday, but the strong recovery momentum seen on Tuesday took a breather amid investor caution on mounting inflationary forces in the economy. At the market close, the S&P 500 climbed 0.28% to 4,726, but finished the day off its highs as risk appetite slowly dwindled throughout the trading session. The Nasdaq 100 also rose, clambering 0.38% to 15,905. Elsewhere, the Dow Jones underperformed its peers, eking out a 0.11% gain to end the day at 36,290. Key data released in the morning showed December headline CPI increasing at the fastest pace since 1982, up 7% y/y from November’s 6.8% y/y. The core gauge, which excludes volatile food and energy components, also accelerated, rising from 4.9% y/y to 5.5% y/y, the hottest reading since 1991. Initially, the consumer price index report triggered a knee-jerk reaction to the upside among risk-assets, but the move faded over the hours as Wall Street began to digest the alarming results and their potential ramifications for monetary policy. Broadening inflationary pressures, especially in sticky components such as shelter, should reinforce bets that the Fed will act quickly and aggressively to withdraw support in the current normalization process. We probably didn’t see that kind of repricing today because investors had front-run the FOMC in recent weeks, driving Treasury prices lower and yields significantly higher already. For instance, the 10-year yield has risen more than 22 bps and the 2-year almost 18 bps in less than 10 trading days. However, after a pause and some consolidation, rates may begin move up again soon, weighing on stocks with lofty valuations in the growth and tech space. In this environment, the Nasdaq 100 and S&P 500 will struggle and should underperform value-leaning indices such as the Dow Jones. Focusing on other near-term catalysts, the fourth quarter earnings cycle will take center stage in the coming days. Financial heavyweights will kick off the season in earnest towards the end of the week, with JPMorgan (JPM), Wells Fargo (WFC), Citigroup (C), BlackRock (BLK) and First Republic (FRC) all announcing results on Friday before the opening bell. Banks are a bellwether for the economy, so traders should pay particular attention to forward guidance relating to loan activity and net interest margins against a backdrop of rising rates. If they sound bullish on those two key metrics, financials can continue to command strength over the medium term, lifting other cyclical proxies in their slipstream. Below is a summary of Friday's main corporate results to keep an eye on Source: Nasdaq S&P 500 TECHNICAL ANALYSIS After Tuesday’s strong rally, follow-through buying momentum weakened on Wednesday, preventing the S&P 500 from clearing technical resistance at 4,750. If the index fails to breach this barrier decisively in the coming sessions, bearish pressure could begin to build, paving the way for a move towards trendline support near the 4,600 psychological area. On the other hand, if bulls retake resolute control of the market and push the price above 4,750 decisively, the S&P 500 could be on track to reclaim its all-time at 4,818. S&P 500 DAILY CHART S&P 500 (SPX) Chart by TradingView EDUCATION TOOLS FOR TRADERS Are you just getting started? Download the beginners’ guide for FX traders Would you like to know more about your trading personality? Take the DailyFX quiz and find out IG's client positioning data provides valuable information on market sentiment. Get your free guide on how to use this powerful trading indicator here. DailyFX provides forex news and technical analysis on the trends that influence the global currency markets. DISCLOSURES Diego Colman, Market Analyst, DailyFX 13 January 2022

OIL PRICE TALKING POINTS The price of oil fills the price gap from November as it climbs to a fresh monthly high ($83.10), and a move above 70 in the Relative Strength Index (RSI) is likely to be accompanied by higher crude prices like the behavior seen during the previous year. OIL PRICE EYES 2021 HIGH AS RSI PUSHES TOWARD OVERBOUGHT TERRITORY The price of oil trades extends the advance from earlier this week following a larger-than-expected decline in US inventories, and crude appears to be on track to test the 2021 high ($85.41) as it clears the opening range for January. Current market conditions may keep the price of oil afloat over the coming days as US stockpiles narrow for seven consecutive weeks, with inventories falling 4.553M in the week ending January 7 versus forecasts for a 1.904M decline. The development may keep the Organization of Petroleum Exporting Countries (OPEC) on a preset course as the group remains in no rush to push oil output towards pre-pandemic levels, and it remains to be seen if OPEC+ will adjust the production schedule at the next Ministerial Meeting on February 2 amid the ongoing weakness in US output. A deeper look at the figures from the Energy Information Administration (EIA) show weekly field production narrowing to 11,700K from 11,800K in the week ending December 31, and indications of limited supply along with expectations for stronger demand may lead to higher oil prices as OPEC’s most recent Monthly Oil Market Report (MOMR) insists that “in 2022, world oil demand growth was also kept unchanged at 4.2 mb/d and total global consumption at 100.6 mb/d.” With that said, the price of oil appears to be on track to test the 2021 high ($85.41) as it fills the price gap from November, and a move above 70 in the Relative Strength Index (RSI) is likely to be accompanied by higher crude prices like the behavior seen during the previous year. OIL PRICE DAILY CHART Source: Trading View Keep in mind, the price of oil cleared the July high ($76.98) after defending the May low ($61.56), with crude trading to a fresh 2021 high ($85.41) in October, which pushed the Relative Strength Index (RSI) above 70 for the first time since July. Nevertheless, the price of oil reversed ahead of the October 2014 high ($92.96) as the RSI fell back from overbought territory, but crude has established an upward trend following the failed attempt to test the August low ($61.74). A move above 70 in the RSI is likely to be accompanied by higher oil prices like the behavior seen in October, with the price of crude on track to test the 2021 high ($85.41) as it clears the opening range for January. Need a close above the $84.20 (78.6% expansion) region to keep the 2021 high ($85.41) on the radar, with the next area of interest coming in around $88.10 (23.% expansion). However, the price of oil may fall back within the ascending channel if the RSI fails to push into overbought territory, with a move below the $81.50 (100% expansion) region opening up the $78.50 (61.8% expansion) to $78.80 (50% expansion) area. Next region of interest comes in around $76.90 (50% retracement) to $77.30 (78.6% expansion), with a move below the 50-Day SMA ($75.50) opening up the $73.90 (61.8% expansion) to $74.40 (50% expansion) area. DailyFX provides forex news and technical analysis on the trends that influence the global currency markets. DISCLOSURES David Song, Currency Strategist, DailyFX 13 January 2022

This reporting season is expected deliver more strong earnings growth, and cap-off a year which profits grew by 40% a share, but the future looks less certain with the rate of growth tipped to plateau into 2022. Source: Bloomberg Indices Shares Commodities S&P 500 When is US reporting Season? US earnings season kicks into gear the week beginning the 10th of January, 2022 and will extend into the middle of February. The key questions this reporting period 1. How strong are profits now and looking ahead? The S&P500 is tipped by analysts to deliver another robust quarter of earnings growth. According to financial data company FactSet, the market ought to deliver earnings growth of 21.7%. That figure would be lower than the 3rd quarter if it materializes, but still above its long-term average, and would take full year earnings growth in 2021 to around 40%. A key issue for market participants will be what corporates say about future profits, with the rate of growth tipped to plateau going into 2022. EPS was only modestly revised higher for the S&P500 in the last quarter, with the majority of companies that have update guidance leading into Q4 earnings revising estimates lower. 2. Which sectors ought to drive earnings growth? Outperformance in terms of EPS growth in Q4 is once again expected to come from areas of the market most sensitive to the economic cycle. Despite a slow-down in growth during the quarter, above trend growth, along with baseline effects, is tipped to see industrials and materials sectors post stronger EPS growth than the broader market. 9 of 11 sectors are expected to deliver positive profit growth, with only the utilities and financial sectors estimated to post a contraction in earnings on annualized basis this quarter. 3. What impact is supply disruptions having on margins? Perhaps the most pressing issue for companies in the past quarter was the impact of higher costs on profit margins. With supply chains disrupted, commodity and input prices surging, and a labour shortage driving up wages, margins have become eroded as the boom in profit margins since the pandemic reverses. Given the persistence of higher costs, and the expectation it’ll remain a headwind to growth and margins going into 2022, investors will be keen to gauge what impact margin compression will have on future earnings, especially going into a weaker demand environment. 4. How is inflation and higher rates impacting business? From a macroeconomic point view, inflation and the risk of tighter monetary policy poses a risk to financial conditions going forward. Although still very accommodative in real terms, monetary policy tightening may impact companies’ ability to borrow, services debts and continue to engage in stock buy backs going into 2022. With the Fed likely to hike interest rates in March 2022, and perhaps begin to unwind its balance sheet shortly thereafter, what corporates say about how such a shift in policy will impact both growth and asset valuations may be a source of volatility across the market. 5. How could this earnings season impact the S&P500? As investors weigh the risks of future Fed policy and the prospect of rate hikes and quantitative tightening, a refresh of micro-fundamentals will be significant in whether the S&P500 continues to come under selling pressure, or whether relatively bearish sentiment can subside. Given the pressure on valuations, especially in heavy-weighted growth stocks in the tech sector, investors will be looking for signs that profits can grow at a sufficient rate to keep the yield in equites attractive. This is especially true given the expectations of flat EPS growth in 2022 and the potential for a downgrade cycle. Take your position on over 13,000 local and international shares via CFDs or share trading – and trade it all seamlessly from the one account. Learn more about share CFDs or shares trading with us, or open an account to get started today. Kyle Rodda | Market Analyst, Australia 12 January 2022

Hi @Bennietheball, Have you tried from the web platform? On your positions tab on the app can you close your position? If you are still facing difficulties it would be best to call the helpdesk, or use our live chat feature on the IG website for a live answer once the market is open. All the best - Arvin

Hi @Jill_1984, You can call or use the live chat on the IG website. During business hours the helpdesk will be able to get an update from the account opening team, All the best - Arvin